Contingent Auto Liability is Insurance coverage for freight brokers and forwarders designed to protect against covered liabilities from damages and/or defense cost in the event that a third-party (generally a trucking company) causes bodily injury or property damage.
Contingent Cargo insurance is designed to cover property in covered vehicles for when the insured (a licensed freight broker/forwarder) and the subcontracted motor carrier are legally liable in a covered claim. As it is a 'contingent' policy, claims must be presented to the motor carrier's primary insurance provider first.
A commercial General Liability policy provides protection for covered premises.These policies also allow for an additional insured status to those with an insurable interest.
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